YOU GUYS!! I am so excited to release to you some AMAZING tools that I created for managing your budget and your meal plan. These tools will be essential to being successful in sticking to your budget, paying off debt, building that savings or whatever you are working towards with your finances. Creating your goals and smashing them is something that is completely attainable it just takes some dedication and work!!
The first two forms I created I have already released but I included in this bundle are the Meal Planning Sheet and the Food Inventory Sheet. I cannot stress the importance of meal planning and using what you have first to create that plan. Some people love meal planning- I am not one of those people but I know it is necessary so I do it. If this is something that you dislike and would like some help with fill out the contact form below and I will reach out to you!
The next form I am offering to you is a Bill Tracking Sheet and a Extra Payment Tracking Sheet. They are pretty straight forward, I don’t use a check book so I like to keep track of my bills- when they were paid, how much they were etc. The Extra Payment Tracking Sheet is essentially the same thing but for keeping track of extra payments that were applied to debt. You’ve got to control your money or it controls you! We snowball our debt so this is very helpful! (More to come on getting started with debt snowballing and using envelope budgeting.) This will help you when it comes time to input your information in your monthly budgeting form.
And last but definitely NOT least the Monthly Budgeting Form! There are spaces for Income Source (what you get paid from your job, side hustles etc.) Fixed Expenses (debt payments, bills etc) these are things that do not change and are the same every month. Variable expenses are things that you have control over and can change from month to month (grocery budget, gas for the car etc). Savings expenses are things that you need to save up for when they are due (car registration renewal, misc car expenses, insurance premium if you pay quarterly, birthday parties, holidays – gasp yes I said it we should be planning for big holidays like Christmas ALL year long- etc). At the bottom there is a space for total due every month, estimated amount remaining after bills (FYI this may be a depressing amount at first. DO NOT LET THAT GET YOU DISCOURAGED!) Then a spot for actual amount left after bills which will be added up at the end of the month… this amount should honestly be zero because any extra money will be allocated for your goals i.e. savings, paying off debt etc.
This is totally nerdy but I LOVE THIS! If you would like some help and want a FREE consultation with me to get this all set up and then additional weekly or monthly meetings to keep you on track contact me and we will talk!